Blue Cross® Blue Shield® of Arizona
USA-HealthInsurance® offers affordable medical coverage from Blue Cross Blue Shield and other nationwide insurance companies to provide you with your health insurance needs.
Health Insurance For Individuals: Blue Cross Blue Shield of Arizona has health plans specifically designed for Arizona residents who don't have health insurance through their employer. If this is your first time shopping for insurance, you may want to start by learning more about which plan may be best for you.
- PPO
- BluePreferred®
- A preferred provider organization (PPO) plan with copays for Preferred office visits and five deductible choices.
- PPO
- (HSA Compatible)
- BluePreferred Saver
- A high-deductible PPO plan that meets federal requirements for use with a health savings account (HSA). Three deductible options are available.
- PPO
- (High Deductible)
- BluePreferred Basic
- A lower premium, high-deductible PPO plan with four deductible choices.
- Indemnity
- BlueClassic®
- An indemnity plan with six deductible options available.
- Indemnity
- (HSA Eligible)
- BlueClassic Saver
- A high-deductible indemnity plan that meets federal requirements for use with an HSA. A $5,000 deductible is available.
- HMO
- BlueSelect®
- A health maintenance organization (HMO) plan with two plan options.
- BlueSelect Plan 2 requires copays for most covered services. BlueSelect Plan 3 is a lower premium HMO; deductible and coinsurance apply to inpatient facility charges.
Employer Group Coverage Options: Blue Cross Blue Shield of Arizona (BCBSAZ) offers employer groups many flexible choices that include PPO, PPO upgrade options, HMO, dual option (PPO and HMO), consumer-directed health plans and dental plans – choices that can accommodate practically any employer’s budget. See the table below for an at-a-glance description of BCBSAZ group plans, or click on the plan name for a summary of benefits.
| Plan | Plan Type | Primary Care Provider Required |
Network | Out-of-Network coverage | Referrals | Product Information |
| BluePreferred | PPO | NO | YES | YES | Self-Refer | Plan Comparison |
| BluePreferred Saver | PPO | NO | YES | YES | Self-Refer | Plan Comparison |
| PPO Upgrade Option | PPO | NO | YES | YES | Self-Refer | Plan Comparison |
| BluePreferred
Saver/PPO Upgrade Options |
PPO | NO | YES | YES | Self-Refer | Plan Comparison |
| BlueSelect | HMO | NO | YES | NO | Self-Refer | |
| DentalChoice | Indemnity | NO | YES | YES | Self-Refer | |
| DentalPlus | Pre-Paid Dental | YES | YES | NO | Required |
