As we have mentioned before, you do not have to stay locked into your Affordable Care Act (ACA) plan. There are many alternatives available. Did you know that not only do you have options for health care coverage, but these options can save you a ton of money? These alternative plans are more affordable and more flexible, and they do not require the annual Open Enrollment period. Your coverage can start any time of the year.
Our favorite of these plans is the One-Year PPO plan. With it, you pay an affordable monthly premium, and it covers unlimited healthcare services. Because it is a PPO plan (vs. an HMO plan), you will have more freedom of choice than with other short-term health insurance plans.
With a PPO plan, you pay part; the PPO pays the other part. When you use healthcare services, you pay a small portion of the cost in the form of the deductible or copayment. This cost sharing helps keep your monthly premium low. If you receive healthcare services from the PPO’s network of providers, you pay less. The PPO network is larger and more flexible than an HMO plan’s network. For your convenience, we also offer a three-year health insurance policy.
If you are tired of overpaying for your health insurance, contact us for a free quote. We will be happy to walk you through the available options to find the perfect fit for you and your family.